My three year old grandson doesn’t like to take no for an answer. So his parents have started using a soft push-back, “Maybe Tomorrow.” J. caught on quickly. When his Dad asked him to share his figgy bar with his sister, he smiled and said, “Maybe Tomorrow.” I’ve come to appreciate the term. It’s a … Continue reading Maybe Tomorrow
The book and the movie The Big Short documented how a tiny number of investors recognized that sub-prime mortgages and derivatives were headed for a financial train wreck and made a fortune by selling them short. This happened at a time when these assets were the darling of the investment world and when the vast … Continue reading The Big Climate Short
I grew up in a "co-op" called Valentine Gardens in South Yonkers (NY). This affordable housing complex featured simple ways to build community - like patios where the adults got some fresh air and chatted while the kids jumped rope, played hand-ball or traded baseball cards a few steps away. Down a steep staircase was … Continue reading The Cherry Bumps Are Coming!
When we first moved to Rockland County in 1969, we became satisfied customers of Empire Trust, whose main branch was in Middletown, NY. Who knew it had already merged with Bank of New York in 1966? It took years before the Bank of New York logo appeared on their buildings and our checks. Besides, in … Continue reading Change Your Banking Behavior: Move Your ASS-ets